WHAT IS CREDIT COUNSELLING?

K3C Credit Counselling is a local not-for-profit charitable organization which provides assistance to people who are experiencing financial difficulties.

We provide this assistance in these basic areas:

We provide you with budgeting tips and money management techniques that help you manage your day to day finances, keep up with monthly bills, save for the future and pay down debt.  Debt is something most peoplehave; the stress that overwhelming debt causes can be dangerous to physical health. 

We provide a viable alternative to declaring bankruptcy through our Debt Management Program.  One payment, once a month!

We provide our communities with educational opportunities.  Through our connection with community services, service clubs and employers we provide a variety of educational presentations.

We are an accredited member of The Ontario Association of Credit Counselling Services, Canadian Association of Credit Counselling Services and a United Way Member Agency.

We have been providing this service since 1969. Find an office near you.